function head() {
	document.write(
		'<table align="center" cellpadding="0px" cellspacing="0px" width="100%">'+
			'<tr>'+
				'<td bgcolor="#003366" height="64px" width="85px">'+
					'<img align="left" height="48px" src="./img/shim.gif" width="30px" />'+ 
					'<img height="48px" src="./img/ma_hc_02.gif" width="309px" />'+ 
				'</td>'+				
				'<td bgcolor="#003366" height="64px" width="100%" />'+
				'<td height="64px" width="272px">'+
					'<img alt="Morris &amp; Associates" height="64px" src="./img/ma_hc_03.gif" width="150px" />'+
				'</td>'+
			'</tr>'+
		'</table>'+
		'<table align="center" cellpadding="0px" cellspacing="0px" width="100%">'+
			'<tr>'+
				'<td align="left" background="./img/ma_hc_01.gif" height="16px" valign="middle" width="75%">'+
						'<img src="./img/spacer.gif" />&nbsp;<a class="menu" href="./index.htm">Home</a>&nbsp;'+				
						'<img src="./img/spacer.gif" />&nbsp;<a class="menu" href="./about.htm">About Us</a>&nbsp;'+
						'<img src="./img/spacer.gif" />&nbsp;<a class="menu" href="./history.htm">History</a>&nbsp;'+
						'<img src="./img/spacer.gif" />&nbsp;<a class="menu" href="./goals.htm">Goals</a>&nbsp;'+
						'<img src="./img/spacer.gif" />&nbsp;<a class="menu" href="./products.htm">Products</a>&nbsp;'+
						'<img src="./img/spacer.gif" />&nbsp;<a class="menu" href="./carriers.htm">Carriers</a>&nbsp;'+
						'<img src="./img/spacer.gif" />&nbsp;<a class="menu" href="./clients.htm">Clients</a>&nbsp;'+
						'<img src="./img/spacer.gif" />&nbsp;<a class="menu" href="./agent.htm">Choosing an Agent&nbsp;'+
				'</td>'+				
				'<td align="right" background="./img/ma_hc_01.gif" height="16px" width="25%">' +
					writeDate() +												
				'</td>'+				
			'</tr>'+
		'</table>'+		
		'<img height="15px" src="./img/shim.gif" width="100px" />'
	);
}

function foot() {
	document.write(
			'<table align="center" cellpadding="0px" cellspacing="0px" width="100%">'+
			'<tr>'+
				'<td colspan="3" valign="middle">'+
					'<br /><br />'+
					'<center>'+
						'<a href="./index.htm">Home</a><b>&nbsp;|&nbsp;</b>'+						
						'<a href="./about.htm">About Us</a><b>&nbsp;|&nbsp;</b>'+
						'<a href="./history.htm">History</a><b>&nbsp;|&nbsp;</b>'+
						'<a href="./goals.htm">Goals</a><b>&nbsp;|&nbsp;</b>'+
						'<a href="./products.htm">Products</a><b>&nbsp;|&nbsp;</b>'+
						'<a href="./carriers.htm">Carriers</a><b>&nbsp;|&nbsp;</b>'+
						'<a href="./clients.htm">Clients</a><b>&nbsp;|&nbsp;</b>'+
						'<a href="./agent.htm">Choosing an Agent<b>&nbsp;|&nbsp;</b>'+
						'<a href="mailto:webmaster@morrisinsurance.net">Contact Us</a>'+
					'</center>'+
					'<br />'+					
				'</td>'+
			'</tr>'+
			'<tr>'+
				'<td align="center" bgcolor="#003366" height="64px" width="100%">'+
					'<b><div style="color:#ffffff">Copyright &copy;2001 Morris &amp; Associates</div></b>'+
				'</td>'+
			'</tr>'+
		'</table>'
	);
}

function writeDate() {
	var now = new Date();
	var dayNames = new Array('Sunday','Monday','Tuesday','Wednesday','Thursday','Friday','Saturday');
	var monthNames = new Array('January','February','March','April','May','June','July','August',
		'September','October','November','December');
	
	return '<b><div style="color:#ffffff">' + dayNames[now.getDay()] + ', ' + monthNames[now.getMonth()] + 
			' ' + now.getDate() + ', ' + now.getFullYear() + '&nbsp;&nbsp;</div></b>';
	
}

function closeSection() {
	document.write(
		'<br />'+
		'<center>'+
			'<a href="./index.htm">'+
				'<img alt="Morris &amp; Associates" border="0" height="60px" src="./img/wmark.gif" width="76px" />'+
			'</a>'+
		'</center>'+
		'<br />'
	);
}